Recently, the first intellectual property (IP) “Token Lease” in Jiangsu’s financial leasing industry was granted. The financial leasing industry in the province has actively innovated its services by including data IP in the scope of leased assets, enabling sci-tech enterprises to operate light-asset model, and providing a new pathway for the deep integration of the digital economy and the real economy.

Over the last month, in the meeting room of a Jiangsu-based provider of AI agent and digital operation service, staff members from Jiangsu Re-Guarantee Financial Leasing Company sat down with the enterprise’s team to prepare for the roll-out of this pioneering IP “Token Lease”. The enterprise’s self-developed foundation large model has obtained filings for large model and algorithm from the Cyberspace Administration of China, making it one of the first enterprises in the province to secure filing for generative AI services. As its business expanded rapidly, the company faced mounting pressures, including high Token consumption for large models, heavy supporting costs, and tight capital turnover.

As a light-asset technology enterprise, it could hardly meet its development needs through traditional mortgage financing. Taking the enterprise’s core patent rights as the underlying asset, Jiangsu Re-Guarantee Financial Leasing Company built a closed business loop via a secondary exclusive licensing model. It incorporated data IP represented by Tokens into leased assets, and precisely aligned the enterprise’s computing power procurement with Token-billing operation requirements based on Token consumption volume, thus delivering the first IP “Token Lease” in the province’s financial leasing industry.

An executive of Jiangsu Re-Guarantee Financial Leasing Company noted that the company will continue to develop new financial leasing products, refine scenario-based “Token Lease” solutions based on genuine business demands, enrich its token leasing product portfolio, and deliver targeted financial support for sci-tech innovation enterprises, giving impetus to the cultivation of new quality productive forces and high-quality industrial development.